Manager Life & Disability Underwriting, E&I - Remote
Remote, USA
Full-time
Posted 2025-02-22
At UnitedHealthcare, we?re simplifying the health care experience, creating healthier communities and removing barriers to quality care. The work you do here impacts the lives of millions of people for the better. Come build the health care system of tomorrow, making it more responsive, affordable and equitable. Ready to make a difference? Join us to start Caring. Connecting. Growing together. Our Key Accounts Team in Employer & Individual is responsible for strategies, sales, underwriting, account management and overall profitability. The Manager Life & Disability Underwriter will evaluate risk characteristics for new business as well as renewals (existing business) for Life, Disability and Supplemental Health products for customers under 5,000 eligible employees utilizing prior claims experience and manual rates. The Manager Underwriting will conduct detailed analysis to establish profitable and competitive rates and plan characteristics given the unique circumstances and needs of... each group customer. This individual will show superior technical knowledge including sound decision making with critical and analytical skills. You?ll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. Primary Responsibilities: Underwrites new business quotes by analyzing plan design, demographics, and experience information to establish profitable and competitive premium levels Analyzes risk by running manual rate calculations and preparing experience-rated quotes An ability to think analytically about business problems, make recommendations and propose solutions Underwrites renewals by reviewing current plan's premium history, claims history, and company financial condition to determine appropriate renewal action Prices and offers plan changes, produces experience analysis, and responds to inquiries from the Sales team, broker, customer, and other partners Managing, Training and Coaching Team Members You?ll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in. Required Qualifications: 7+ years of experience in Life, Disability and Supplemental Health underwriting (manual and experience rating) 2+ years of direct or indirect management experience (can be mentoring) Experience with groups of up to 5,000 Lives Proficiency with MS Office Suite (including Word, Excel & Teams) Experience successfully collaborating with internal and external partners to develop appropriate case strategies Preferred Qualifications: Proficient knowledge of products including product, plan designs, pricing, and various funding arrangements A financial mindset to help make the best decisions High energy self-starter, who is resilient and has an entrepreneurial spirit Demonstration of solid time, organizational, and desk management skills Goal-oriented and delivers outcomes *All employees working remotely will be required to adhere to UnitedHealth Group?s Telecommuter Policy California, Colorado, Connecticut, Hawaii, Nevada, New Jersey, New York, Rhode Island, Washington, or Washington, D.C. Residents Only: The salary range for this role is $88,000 to $173,200 annually. Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. UnitedHealth Group complies with al minimum wage laws as applicable. In addition to your salary, UnitedHealth Group offers benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with UnitedHealth Group, you?ll find a far-reaching choice of benefits and incentives. Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants. At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone?of every race, gender, sexuality, age, location and income?deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes ? an enterprise priority reflected in our mission. Diversity creates a healthier atmosphere: UnitedHealth Group is an Equal Employment Opportunity/Affirmative Action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin, protected veteran status, disability status, sexual orientation, gender identity or expression, marital status, genetic information, or any other characteristic protected by law. UnitedHealth Group is a drug - free workplace. Candidates are required to pass a drug test before beginning employment
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